Check the background of this financial professional on FINRA's BrokerCheck.

Tax Reference Guide

Required Minimum Distributions, RMD
The Uniform Lifetime Table can be used by all IRA owners, at age 70 yrs., unless their sole beneficiary for the entire year is a spouse who is more than 10 years younger. Then the regular Joint Life Expectancy Table is used (see IES Pub. 590), which could reduce the required minimum distribution even further.

Uniform Lifetime Table


Age of Account
Owner

Divisor Age of Account
Owner
Divisor
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
27.4
26.5
25.6
24.7
23.8
22.9
22.0
21.2
20.3
19.5
18.7
17.9
17.1
16.3
15.5
14.8
14.1
13.4
12.7
12.0
11.4
10.8
10.2
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115 and older
9.6
9.1
8.6
8.1
7.6
7.1
6.7
6.3
5.9
5.5
5.2
4.9
4.5
4.2
3.9
3.7
3.4
3.1
2.9
2.6
2.4
2.1
1.9
Tell A Friend Tell A Friend


 
 
 
This communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, GA, IL, IN, LA, MA , MI, MN, MO, NH, NM, NC, OH, PA, SC, TN, TX, WA, WI.  No offers may be made or accepted from any resident outside the specific states referenced.

Securities offered through Royal Alliance Associates, Inc. Member FINRA/SIPC. Investment advisory services offered through Focus Financial Network, Inc., a registered investment advisor. CPA, and insurance services offered through Moser & Heier Financial Solutions. Entities listed are not affiliated with Royal Alliance Associates, Inc.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.
 


Check the background of this financial professional on FINRA's BrokerCheck.